Licensed Banking Infrastructure ยท API-First

Power Payments, Lending & Compliance With One API Key

crossrevaer is a licensed banking infrastructure layer purpose-built for fintechs and SaaS platforms. Connect once via a single API key and access real-time ACH & wire transfers, embedded lending origination, KYC/AML compliance, and ledger management โ€” without touching legacy rails or building regulated infrastructure from scratch.

๐Ÿ”’SOC 2 Type II
๐Ÿ›๏ธFDIC-Backed
โšก99.99{0cc4dba762851733ae9c99f6bad33301af102ba2a1fe6ee9ba4c4128e5255826} Uptime SLA
crossrevaer API ยท payments/initiate
POST /v1/payments/initiate
Authorization: Bearer xr_live_k9mT2pQwZ8nL4vR
{
"amount": 25000,
"currency": "USD",
"recipient": {
"account_id": "acc_7fKqP2mN",
"routing": "021000021"
},
"metadata": {
"ref": "INV-2024-00412",
"product": "lending_disbursement"
}
}
HTTP 200 OK
{
"status": "settled",
"transaction_id": "txn_4rWxM9cL2vBp",
"amount": 25000,
"currency": "USD",
"settled_at": "2024-11-14T09:42:17Z",
"fee": 0.18,
"rails": "ACH_SAME_DAY",
"compliance": {
"kyc": "passed",
"aml_score": 0.02
}
}

Sandbox credentials included โ€” test in minutes, go live in days.

FDIC Member
SOC 2 Type II
PCI DSS Level 1
ISO 27001
FinCEN Registered
API Surface

Everything Your
Platform Needs

Three verticals. One API key. Build payments, lending, and compliance workflows without stitching together dozens of vendors.

Payments

Move money anywhere, instantly

Orchestrate ACH, RTP, Wire, and card issuance through a single unified API. Support real-time settlement, virtual card creation, and multi-rail routing with sub-100ms response times.

  • ACH & Same-Day ACH
  • Real-Time Payments (RTP)
  • Domestic & International Wire
  • Virtual Card Issuance
Explore Payments API

Lending

Embed credit at the point of need

Launch embedded credit products, automate loan origination, and integrate underwriting decisioning via API. Connect to credit bureaus, configure custom risk models, and disburse funds in minutes.

  • Embedded Credit Lines
  • Loan Origination Engine
  • Underwriting & Decisioning APIs
  • Bureau & Data Integrations
Explore Lending API

Compliance

Stay compliant, not constrained

Automate KYC and KYB identity verification, run continuous AML screening, and generate regulatory reports with audit-ready data. Reduce compliance overhead by up to 80{0cc4dba762851733ae9c99f6bad33301af102ba2a1fe6ee9ba4c4128e5255826} without slowing onboarding.

  • KYC & KYB Verification
  • AML Transaction Screening
  • Regulatory Reporting (SAR/CTR)
  • Watchlist & Sanctions Checks
Explore Compliance API

All products are available under a single API key โ€” no separate contracts or vendor negotiations.

View Pricing
Quick Integration

From zero to payments
in three steps

No months of integration work. No compliance team required. crossrevaer is engineered for developers who need financial infrastructure that just works.

01
Step 1 of 3

Generate an API Key

Create a crossrevaer account in minutes. Get your live and sandbox credentials instantly from the dashboard โ€” no paperwork, no waiting.

dashboard ยท API Keys
EnvironmentProduction
Secret Key
crv_live_sk_4f8a2b...
Publishable Key
crv_live_pk_9c1d3e...
CreatedJust now
02
Step 2 of 3

Connect Your Platform

Install the SDK in your preferred language or call REST endpoints directly. Comprehensive docs and type-safe clients get you to first API call fast.

terminal
$ npm install @crossrevaer/sdk
# installing crossrevaer SDK v3.2.1...
+ @crossrevaer/[email protected]
// init client
import { Crossrevaer } from '@crossrevaer/sdk'
const crv = new Crossrevaer({
apiKey: process.env.CRV_KEY
})
03
Step 3 of 3

Go Live

Pass compliance checks once through a guided flow. crossrevaer handles KYC/AML, PSD2, and ongoing regulatory overhead so you can focus on shipping.

compliance ยท status
KYC VerificationPassed
AML ScreeningPassed
PSD2 CompliancePassed
Data ResidencyPassed
Production StatusLIVE

Ready to embed financial infrastructure?

Your first 10,000 API calls are free. No credit card required.

Live Platform Metrics
$0B+

Transactions Processed

across 190+ countries

0.00{0cc4dba762851733ae9c99f6bad33301af102ba2a1fe6ee9ba4c4128e5255826}

Uptime SLA

guaranteed & contractual

<0ms

Median API Latency

global p50 response time

0+

Platforms Integrated

from seed-stage to enterprise

All systems operationalISO 27001 certifiedSOC 2 Type II compliantPCI DSS Level 1
Failed to generate "Developer Experience Showcase" โ€” please regenerate this section.
Customer Proof

Trusted by Builders
Who Move Fast

From neobanks to payroll platforms and lending startups โ€” teams running critical financial infrastructure rely on crossrevaer to stay live, compliant, and ahead.

5.0
Neobank

crossrevaer's API handled our peak onboarding surge โ€” 40,000 accounts in a single weekend โ€” without a single failed transaction. Their compliance coverage across 30+ jurisdictions meant our legal team stopped worrying and started shipping.

NB

Priya Mehta

CTO, Novabank

5.0
Payroll SaaS

We replaced three fragmented payment vendors with crossrevaer's single API key and cut our integration overhead by 70{0cc4dba762851733ae9c99f6bad33301af102ba2a1fe6ee9ba4c4128e5255826}. The real-time FX rails and instant settlement gave our customers payroll they can actually trust on payday.

PO

Marcus Oyelaran

Head of Engineering, PayrollOS

5.0
Embedded Lending

crossrevaer's decisioning and disbursement APIs let us embed loan origination directly into our partners' checkout flows in under two weeks. The audit trails and KYC hooks are exactly what regulators expect โ€” nothing custom-built.

LL

Sofia Andersson

Co-founder & CEO, LendLayer

Over 1,200 engineering teams trust crossrevaer in production today.
Talk to our team
crossrevaer

Embed financial infrastructure via a single API key.

Products

  • Payments
  • Lending
  • Compliance
  • Sandbox

Developers

  • Docs
  • API Reference
  • SDKs
  • Status Page

Company

ยฉ 2026 crossrevaer Inc. All rights reserved.

[email protected]+1 (212) 555-0194101 Financial Ave, New York, NY 10004